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Visa Business Card Visa Business Card with a Line of Credit

An efficient and convenient way for your business to manage cash flow and expenses. Perfect for everyday travel and entertainment, office supplies, and business expenses, as well as for getting access to cash. It also allows you to keep your business and personal expenses separate.

Provides cost-effective lines of credit for your business. Ideal for large purchases, unforeseen major expenses, or for providing capital to fund business growth.

Click on a Financial Institution below to find out more about a Visa Business Card.

Canadian Imperial Bank of Commerce
Visa Desjardins
Laurentian Bank
Royal Bank of Canada
Scotiabank
TD Canada Trust

Click on a Financial Institution below to find out more about a Visa Business Card with a Line of Credit.

Canadian Imperial Bank of Commerce
Visa Desjardins
Royal Bank of Canada
Scotiabank
TD Canada Trust
Visa Business Card

CIBC | Aerogold For Business www.cibc.com

Features:

  • Aerogold Visa card for Business was built with independent business owners in mind.
  • It starts with spending power that's truly business-sized: a credit limit of up to $50,000 so you can grab opportunities in an instant, without last minute scrambling for financing.
  • You'll also enjoy an interest rate as low as 10.9% that helps save money when you use credit instead of punishing you for it.
  • You'll earn free flights. You will automatically be enrolled in the renowned Air Canada Aeroplan program where you'll earn one Air Canada Aeroplan Mile for every dollar spent on the card. 1
  • You're serious about your business. So are we. Apply for the CIBC Aerogold Visa card for Business today.

For more information regarding the CIBC Aerogold Visa card for Business, click here.

1 Aeroplan miles are earned on card purchases less returns, and not on cash advances (including by Aerogold Business Cheque), fees, interest or payments. Taxes, landing and departure fees may apply to Aeroplan reward travel. Aeroplan miles will be awarded only if your CIBC Aerogold Visa Account is in good standing on each monthly statement date. Aeroplan partners, rules and regulations are subject to change without notice. Aeroplan miles are not actual miles but points towards free flights.

Desjardins Tel: 1-800-266-5662
www.desjardins.com

Designed to meet the needs of businesses, the Visa Desjardins Business card allows you to streamline financial management and save time. It is also an excellent way to pay for goods and services.

With accord D Business FINANCING, a second credit limit on the Business card that gives you access to simple, quick and advantageous financing which you can use in two ways:

1) Financing in the form of a loan from a Desjardins Caisse or Corporate Financial Centre
2) Financing for the purchase of durable goods from merchants in a wide selection of retail sectors

Travel safely and worry-free with the Visa Desjardins Business insurance. This optional plan offers to cardholders an impressive range of travel and entertainment services as well as insurance coverage such as:

  • Visa Desjardins Business Insurance
  • Hospital, medical and paramedical insurance
  • Travel accident insurance
  • Baggage insurance
  • Disability insurance
  • Accidental death and dismemberment insurance
  • Travel assistance
  • Auto rental collision/ loss damage

Visa Desjardins Business Freedom Solutions is a total financing package for your company that includes:

  • a line of credit for your operating expenses
  • a Business card for your business expenses
  • accord D business FINANCING for purchasing of durable goods at participating merchants
  • accèsD Affaires, Desjardins' online financial management service for business

For more information regarding the Visa Desjardins Business card, click here.

Laurentian Bank Tel: 1-800-252-1846
www.laurentianbank.ca

Laurentian Bank Visa Business and Visa Business Performance cards offer advantages well beyond those of a regular credit facility:

  • With 28 days, you get one of the longest payment terms in the industry.
  • Yearly management report sorted by purchase category and by card to easily monitor your expenses.
  • Automatic insurance coverage offered to all Visa Business and Visa Business Performance cardholders: public transport vehicle accident; collision and damages (rental vehicle); purchase insurance and extended warranty, and for Visa Business Performance cardholders: out-of-province travel insurance including medical and hospital care and services, delayed luggage and travel interruption/cancellation.
  • Personal health insurance coverage, such as hospitalization, diagnostics, disability, life and dental amongst others, offered as an option to all Visa Business and Visa Business Performance cardholders as well as to the Account Holder's employees.
  • 0.75% cashback from the first dollar charged to the Visa Business Performance card.
  • And many more!

For more information regarding the Laurentian Bank Visa Business cards, click here.

RBC Royal Bank Tel: 1-800-ROYAL-20
www.rbcroyalbank.com

RBC Royal Bank® Visa Business cards provide you with a better way to manage your business expenses.

  • Your business and your business needs are unique. That is why we offer you the flexibility to choose between two Visa cards especially designed for small business. You are free to choose any combination that fits the needs of your business and your employees.
  • The Visa Business card is flexible and affordable with travel assistance and valuable Purchase Security and Extended Warranty Insurance.
  • The Visa Business Platinum Avion® card offers valuable travel insurances and enables you to earn more for your business spending with RBC Rewards®.
    • You'll earn one RBC Rewards point for every dollar you spend on your Avion card*.
    • Redemption for free air travel starts as low as 15,000 points.
    • You can also redeem for other travel rewards, or any of our specially selected merchandise items, gift certificates or investment rewards.

For more information regarding the Royal Bank Visa Business cards, click here.

® Registered trademarks of Royal Bank of Canada.
Subject to availability. Some other conditions and limitations apply. For details, visit www.rbcroyalbank.com/rbcrewards.
* RBC Rewards points are earned on purchases; points are not earned on cash advances, interest charges, fees or credits.

Scotiabank Tel: 1-888-823-9657
www.scotiabank.com

Benefit from online reporting and cash back rewards with the Scotiabank Visa Business Card, the ideal expense management solution for small to medium-size businesses.

Consider how your business can take advantage of its many features:

At a glance reporting 24/7
Choose either a basic or comprehensive web-based reporting package that allows you to check and reconcile expenses securely online, anytime and easily export the detailed information into your financial software for fast analytics.

Cash back rewards
Your business will receive up to 1% cash back annually per card based on spending levels. The cash goes directly into your Business Account. There's no limit to the rewards you can earn and how you spend the cash back is up to you.

Simplified expense management
The Scotiabank Visa Business Card program helps you reduce expenses, consolidate your business spending and streamline administration. You'll have fewer cheques to write, convenient direct debit monthly payments, and the ability to reconcile your card expenses online.

The flexibility to customize your program
Select a combination of gold and silver cards with credit and cash advance limits based on each cardholder's requirements:

  • For purchases and more modest spending limits select the economical silver card option.
  • For cardholders who travel the gold card option provides international concierge services and comprehensive travel insurance including collision loss damage, travel accident, lost luggage, emergency purchases, flight delay and hotel/motel burglary.

Plus, you can review and adjust cardholder limits online, in real time, as required.

For more information regarding the Scotiabank Visa Business Card, click here.

TD Canada Trust Tel: 1-800-9TD-VISA
www.tdcanadatrust.com

The TD Business Visa Card is an expense management system that works hard for you.

Features:

  • It allows you to keep business expenses under control through detailed management reports provided monthly with your Visa statement.
  • It also offers an optional Travel Reward Program1 which lets you turn everyday business expenses into travel rewards.
  • Earn 3 TD Points for every dollar in eligible purchases charged to your TD Business Visa Card.1
  • With the Travel Rewards Program, you can book travel any way you choose – you can book any type of travel using your card through any supplier, including travel websites, and take advantage of any deals you find – and still use TD Points or use the TD Visa Travel Rewards Centre to book your travel purchase on your card2

Request your TD Business Visa Card today!

For more information regarding the TD Business Visa Card, click here.

1 The TD Visa Travel Rewards Program is subject to conditions, exclusions and limitations. The TD Visa Travel Rewards Centre is operated by Carlson Marketing Group Ltd. For more details, visit www.tdtravelrewards.com for details or call 1-800-983-1043.

2 TD Points may only be redeemed in 10,000 TD Points increments. Other conditions apply. Visit www.tdcanadatrust.com or call 1-800-9TD-VISA for full details about the TD Visa Travel Rewards Program for TD Business Visa Cards.

The TD Logo is a trade-mark of The Toronto-Dominion Bank.

Visa Business Card with Line of Credit

CIBC bizline(TM) VISA* Card www.cibc.com

The perfect combination of two indispensable business products: a line of credit and a Visa card.

  • With an interest rate as low as 1.5% above prime, and credit limit as high as $50,000, the CIBC bizline Visa card is your connection to everything from paperclips to payroll, client lunches to accountants' bills.
  • Interest-free grace days. Unlike traditional lines of credit, the CIBC bizline Visa card comes with 21 interest-free grace days on purchases.

For more information regarding the CIBC bizline VISA card, click here.

Desjardins Tel: 1-800-266-5662
www.desjardins.com

Designed to meet the needs of businesses, the Visa Desjardins Business card allows you to streamline financial management and save time. It is also an excellent way to pay for goods and services.

With accord D Business FINANCING, a second credit limit on the Business card that gives you access to simple, quick and advantageous financing which you can use in two ways:

1) Financing in the form of a loan from a Desjardins Caisse or Corporate Financial Centre
2) Financing for the purchase of durable goods from merchants in a wide selection of retail sectors

Travel safely and worry-free with the Visa Desjardins Business insurance. This optional plan offers to cardholders an impressive range of travel and entertainment services as well as insurance coverage such as:

  • Visa Desjardins Business Insurance
  • Hospital, medical and paramedical insurance
  • Travel accident insurance
  • Baggage insurance
  • Disability insurance
  • Accidental death and dismemberment insurance
  • Travel assistance
  • Auto rental collision/ loss damage

Visa Desjardins Business Freedom Solutions is a total financing package for your company that includes:

  • a line of credit for your operating expenses
  • a Business card for your business expenses
  • accord D business FINANCING for purchasing of durable goods at participating merchants
  • accèsD Affaires, Desjardins' online financial management service for business

For more information regarding the Visa Desjardins Business card, click here.

RBC Royal Bank Tel: 1-800-ROYAL-20
www.rbcroyalbank.com

The RBC Royal Bank® VISA CreditLine for small business enables you to seize business opportunities, large or small. A low-interest credit line and a Visa card in one, it gives you easy access to the business capital you need, when you need it. Plus, this Visa-based line of credit for business offers valuable rewards points with every purchase*.

  • Up to $50,000** in easy accessible credit
  • Simple one page application form with no financial statements, collateral, interviews or business plans necessary
  • Competitive interest rate as low as RBC Prime + 1%***
  • 24/7 access to the credit you need via Visa card, Visa cheques, ATMs and Online Banking
  • Get more for your business spending with RBC Rewards® points redeemable for a wide selection of rewards including travel, merchandise, gift certificates or investment rewards.

For more information regarding the RBC Royal Bank Visa CreditLine for small business card, click here.

® Registered trademarks of Royal Bank of Canada.
Trademark of the Royal Bank of Canada.
* RBC Rewards points are earned on purchases; points are not earned on cash advances, interest charges, fees or credits.
**Subject to credit approval.
***Interest rates will be determined based on the information you provide on the application and any credit bureau information. Interest rates range between RBC Prime + 1% and RBC Prime + 6%. Interest rates are subject to change. "RBC Prime" is the annual rate of interest announced from time to time by Royal Bank of Canada as a reference rate then in effect for determining interest rates on Canadian dollar Commercial loans in Canada. The RBC Prime is posted in all of our branches and on our website. Also, major newspapers in your area will state the Canadian dollar prime rate of banks.
Subject to availability. Some other conditions and limitations apply. For details, visit www.rbcroyalbank.com/rbcrewards.

Scotiabank Tel: 1-888-823-9657
www.scotiabank.com

A ScotiaLine for business™ Visa card comes with all kinds of features to help you take advantage of opportunities quickly and easily:

  • Rates as low as Scotiabank Prime, ranging from Prime to Prime + 4.50%1.
  • Credit limit of up to $50,000 unsecured or $500,000 for a secured line of credit1.
  • I No monthly or annual fees.
  • 26-day interest-free grace period on card purchases 2
  • Convenient access by credit card or cheque

For more information regarding the ScotiaLine for business Visa card, click here.

1 Subject to credit approval and the security provided.

2 Provided you pay your balance in full each month by the payment date.

™ Trademarks used under authorization and control of The Bank of Nova Scotia.

TD Canada Trust Tel: 1-800-9TD-VISA
www.tdcanadatrust.com

The TD Venture Line of Credit Visa Card gives you business credit that's accessible anytime, anywhere. Use it to purchase supplies, inventory, or services; for entertaining and travel; or for any other business needs you have. The TD Venture Line of Credit Visa Card offers1:

  • Instant access to your available business credit with the flexibility of a credit card
  • Variable annual interest rate based on TD Prime with rates as low as TD Prime + 2%
  • No annual fee
  • No monthly, set-up or application fees
  • Credit limit up to $50,000
  • No business plan or annual reviews required – automatic yearly renewal

You'll find that it's an effective and easy-to-use operating line of credit that can save you both time and money

For more information regarding the TD Venture Line of Credit Visa Card, click here.

1 Current as of May 11, 2008. Interest rate, fees and features are subject to change. Benefits, features and coverages are subject to conditions, exclusions, limitations, changes and cancellation. Some benefits and coverages are only offered to the Primary Cardholder.

The TD Logo is a trade-mark of The Toronto-Dominion Bank.

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